Changes to Driving Licences

January 15, 2013

Protecting Your Business from Theft

From 19th January 2013 important changes to driving licences will be introduced in line with the European Union Third Directive, which will impact you and your drivers.

Those who already have a licence to drive a certain vehicle will keep their entitlements, however anyone trying for a licence after the 19th January 2013 will have to meet the new requirements.

So what does this mean for employers?

Checking your drivers’ licences is soon going to become more complicated.

The new style of licence will show a table of all possible vehicle types, with dates beside those that the driver is entitled to drive. This new licence will be gradually introduced as drivers renew their licences, as well as given to those who pass their tests after the 19th January, meaning employers must understand the various types of licence and what they mean.

Why should you check?

Ensuring your drivers are legal to drive and being aware of any points on their licence is vital. Whether the employee is driving a company owned car or their own is irrelevant – if an employee is driving for business purposes, the employer has a Duty of Care and a responsibility to ensure that the employee acts within the law.

In the event of a worst-case scenario, where a fatal incident has occurred involving an employee without a valid licence, it is down to the employer to provide evidence of any checks they have conducted, in addition to relevant policies in place, to try to prevent such incidents from occurring.

The costs involved in conducting licence checks mostly just involve time and effort, which are usually minor as in the majority of cases annual reviews will be sufficient. However, the costs that could potentially arise from the scenario above would be huge. Members of management could even find themselves being prosecuted under Duty of Care and health and safety legislation, should it be proven that not enough was done to prevent such a tragedy.

What should you be checking for?

It is important to check and keep a record:

  • That each of your drivers holds a current DVLA licence
  • That all “additional drivers”, such as partners, hold a current DVLA licence
  • How many penalty points or endorsements the drivers hold
  • That their driving licences are registered at the correct address
  • Which categories of vehicles they are allowed to drive
  • If there are medical restrictions on their licences

If employees are using their own car, check they have business insurance cover

We’ve been busier than usual here at AE Insurance Brokers lately. As part of our ongoing commitment to staying current and effective, we recently underwent a brand refresh. While it looked like a cosmetic change - a new logo, a fresh colour palette and font - the process was actually a deep dive into who we are, how we serve our clients, and where the industry is heading.

And while we were looking in the mirror, something struck us: many businesses don’t look in theirs often enough.

When we talk to UK business owners one pattern emerges consistently. Companies grow, pivot, hire, launch new products, or expand into new territories. Yet their insurance policies often remain frozen in time, reflecting the version of the business that existed twelve months ago - or worse, five years ago.

Insurance is often treated as a compliance checkbox: a bill that needs paying, a certificate that needs sending. But if your business has changed, your risk profile has changed too, and when your policy doesn’t match your reality, you’re likely overpaying and potentially leaving dangerous gaps in your protection.

Related Posts

September 8, 2026

Growing Up: Why Your Insurance Needs to Evolve With Your Business

We’ve been busier than usual here at AE Insurance Brokers lately. As […]

August 19, 2026

What the Renters’ Rights Act Means for Your Portfolio

The landscape of the private rented sector (PRS) has shifted dramatically. Following […]

newspaper headline saying cyber attack

June 18, 2026

Commercial Cyber & Cyber Crime Insurance: A Critical Protection for UK Businesses

Cybercrime is no longer just an IT issue – it is one […]

0 Comments