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Buyer beware – it’s a ‘hard’ market !

Buyer beware – it’s a ‘hard’ market !

After over a decade of soft market conditions, the insurance industry is experiencing upheaval– with fewer insurance providers, reduced appetite for risk and capacity. What has caused the market to change?  A combination of factors has occurred over the last few years...
Aquaculture – Insurance & Stock Mortality

Aquaculture – Insurance & Stock Mortality

A fish farmer will usually aim to arrange Stock Mortality insurance either on either a Named Perils or ‘All Risks’ basis.  The problem for the fish farmer is that other than in Norway, there are currently a limited number of insurers who can provide insurance on a...
Business Risk Barometer

Business Risk Barometer

The annual Allianz Risk Barometer identifies top business threats based on the insight of risk management experts from the UK and around the world. Here we look at the threats ranked most important by UK respondents. Cyber incidents and changes in legislation are...
Supply Chain Risk Management Solutions

Supply Chain Risk Management Solutions

In 2017 cargo crime accounted for over £55 million worth of goods stolen in the UK. The insurance market continues to react to policyholder’s supply chain concerns. Many insurers are working in partnership with organisations providing supply chain services including...
Business interruption – what is your risk?

Business interruption – what is your risk?

A manufacturer had a fire at their premises and lost everything. When they took out their insurance they had decided that they could recover from any major event within twelve months and therefore had taken out insurance to cover them for loss of income over that...